Legal Disclaimers
The information provided on this website and through our services is for educational and informational purposes only. Nothing on this site constitutes legal, financial, or credit advice.
No Legal or Financial Advice
Quantora international LLC is not a law firm, financial advisor, or credit repair organization. We do not offer legal opinions, file disputes on your behalf, or guarantee the removal of negative items from your credit report.
No Guarantee of Results
While our goal is to help you build a positive payment history, we make no guarantees regarding credit score increases or specific reporting timelines. Credit results vary by individual profile, bureau response, and client behavior.
No Affiliation with Credit Bureaus
We are an independent company and are not affiliated with, endorsed by, or sponsored by Equifax, Experian, TransUnion, or any government agency.
Reporting Is Voluntary
All tradeline reporting is based on the successful completion of a credit builder agreement and on-time payments. We reserve the right to withhold reporting if terms are not met.
Use at Your Own Risk
Use of this website and its services is entirely at your own risk. We are not liable for any damages, including but not limited to credit score impact, missed reporting, or third-party issues. By accessing this website, you agree to these disclaimers and all site policies.
Mivospace.com
Quantora International LLC is actively developing a credit-building program designed to help consumers establish a positive payment history. While we are in the process of becoming a certified data furnisher or partnering with a compliant third-party furnisher, no credit reporting is currently being guaranteed. When available, on-time payments may be eligible for reporting to major consumer credit bureaus in accordance with applicable legal and regulatory standards. Late or missed payments may be subject to reporting and could negatively affect your credit profile. Quantora International LLC does not offer credit repair, financial counseling, or loan services.