PRIVACY POLICY
This Privacy Policy outlines how Quantora International LLC collects, uses, protects, and shares your personal information when you use our website and services.
1. Information We Collect
We may collect your name, email, phone number, address, payment history, and credit-related data when you sign up, fill out a form, or interact with our platform.
2. How We Use Your Information
Your data is used to:
Provide access to our services
Bill you and manage subscriptions
Report tradeline information to credit bureaus (with signed agreement)
Improve user experience and support
3. Data Sharing
We only collect data necessary to provide our services. We do not sell or share your information with unrelated third parties. Any sharing is solely to deliver the service you’ve signed up for, including payment processing or credit reporting when applicable.
4. Cookies & Tracking
We may use cookies or analytics tools (like Google Analytics) to understand website usage and improve performance. You can opt out of cookies in your browser settings.
5. Your Rights
You may request access, updates, or deletion of your personal data by contacting us at [email protected]. We honor all legal data privacy rights under the FCRA and other applicable laws.
6. Data Security
We implement encryption, access control, and regular audits to protect your information. No method of transmission is 100% secure, but we take privacy seriously.
7. Data Retention
We retain client data only for as long as required by law or for legitimate business needs such as compliance, reporting, or audits.
8. Compliance
We comply with the Fair Credit Reporting Act
(FCRA), Gramm-Leach-Bliley Act (GLBA), and applicable privacy laws. Users outside the U.S. are advised we may store and process data in the U.S.
This policy may be updated periodically. Continued use of our website means acceptance of this policy.
Mivospace.com
Quantora International LLC is actively developing a credit-building program designed to help consumers establish a positive payment history. While we are in the process of becoming a certified data furnisher or partnering with a compliant third-party furnisher, no credit reporting is currently being guaranteed. When available, on-time payments may be eligible for reporting to major consumer credit bureaus in accordance with applicable legal and regulatory standards. Late or missed payments may be subject to reporting and could negatively affect your credit profile. Quantora International LLC does not offer credit repair, financial counseling, or loan services.